How New Jersey paychecks work (2026)
In New Jersey, your take-home pay is your salary minus federal income tax, FICA (Social Security 6.2% + Medicare 1.45%) and New Jersey state income tax. This calculator uses the official 2026 rates for a single filer.
New Jersey state income tax
New Jersey has a progressive state income tax from 1.4% to 10.75%, after a $1,000 personal exemption (single). Most middle incomes sit in the 5.525%–6.37% bands.
Example: $80,000 in New Jersey
Federal tax is about $8,770, FICA $6,120, and New Jersey state tax about $2,906 — leaving a take-home of roughly $62,204 a year.
What this calculator does not include
- Local/city taxes (none (Newark's payroll tax is employer-paid)), 401(k) and pre-tax deductions, and filing statuses other than single.
- It shows tax liability, which can differ from paycheck withholding (employers often over-withhold).
Does New Jersey tax my income?
Yes — New Jersey taxes income progressively, from 1.4% up to 10.75% on income over $1m.
What's FICA?
Social Security (6.2%) and Medicare (1.45%) payroll taxes, deducted in every state including New Jersey.
More United States calculators
This calculator provides estimates for a single filer in New Jersey for 2026 based on IRS and state figures and is for general information only — it is not financial or tax advice. It excludes local taxes, 401(k) and other deductions, and shows tax liability rather than withholding. Sources: IRS (Rev. Proc. 2025-32), New Jersey Department of Revenue.