How your hourly pay converts to take-home
We turn your hourly rate into an annual figure (rate × hours × 52 weeks), then subtract federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). This shows your federal take-home; your state may also tax income — see our state paycheck calculators for the full picture.
Example: $25/hour, 40 hours/week
That's $52,000 a year. After federal tax (about $4,258) and FICA ($3,978), your take-home is roughly $43,764 a year — about $21/hour after tax.
Does this include overtime?
No — it assumes a steady number of hours each week. Overtime and irregular hours will change your total.
Is state tax included?
No — this is federal + FICA only. Use your state's paycheck calculator to add state tax.
More United States calculators
This calculator provides estimates for a single filer in 2026 (federal + FICA only, before state tax) and is for general information only — not financial or tax advice. It assumes 52 weeks and steady hours. Sources: IRS, SSA.