How New York paychecks work (2026)
In New York, your take-home pay is your salary minus federal income tax, FICA (Social Security 6.2% + Medicare 1.45%) and New York state income tax. This calculator uses the official 2026 rates for a single filer.
New York state income tax
New York has a progressive state income tax from 4% to 10.9%, with an $8,000 standard deduction (single).
Example: $80,000 in New York
Federal tax is about $8,770, FICA $6,120, and New York state tax about $3,782 — leaving a take-home of roughly $61,328 a year (before any NYC city tax).
What this calculator does not include
- Local/city taxes (NYC city tax), 401(k) and pre-tax deductions, and filing statuses other than single.
- It shows tax liability, which can differ from paycheck withholding (employers often over-withhold).
Does New York tax my income?
Yes — New York State taxes income from 4% to 10.9%. NYC residents pay an additional city tax.
What's FICA?
Social Security (6.2%) and Medicare (1.45%) payroll taxes, deducted in every state including New York.
More United States calculators
This calculator provides estimates for a single filer in New York for 2026 based on IRS and state figures and is for general information only — it is not financial or tax advice. It excludes local taxes, 401(k) and other deductions, and shows tax liability rather than withholding. Sources: IRS (Rev. Proc. 2025-32), New York Department of Revenue.