How Pennsylvania paychecks work (2026)
In Pennsylvania, your take-home pay is your salary minus federal income tax, FICA (Social Security 6.2% + Medicare 1.45%) and Pennsylvania state income tax. This calculator uses the official 2026 rates for a single filer.
Pennsylvania state income tax
Pennsylvania has a flat state income tax of 3.07% on all wages, with no standard deduction or personal exemption.
Example: $80,000 in Pennsylvania
Federal tax is about $8,770, FICA $6,120, and Pennsylvania state tax $2,456 (3.07%) — leaving a take-home of roughly $62,654 a year.
Pennsylvania take-home pay by salary (2026)
Estimated annual take-home for a single filer after federal income tax, Social Security and Medicare and Pennsylvania state income tax, using the 2026 rates. Figures are tax liability, not withholding.
| Gross salary | Take-home / year | Per month | % kept |
|---|---|---|---|
| $40,000 | $33,092 | $2,758 | 82.7% |
| $60,000 | $48,548 | $4,046 | 80.9% |
| $80,000 | $62,654 | $5,221 | 78.3% |
| $100,000 | $76,110 | $6,343 | 76.1% |
| $150,000 | $109,186 | $9,099 | 72.8% |
What often catches people out in Pennsylvania
- The 3.07% state rate looks low, but most residents also pay a local Earned Income Tax (EIT) of ~1% — and Philadelphia's wage tax is ~3.75%, none of which this state-level tool includes.
- There is no standard deduction: the flat rate applies from your very first dollar of wages.
- Retirement income isn't taxed by Pennsylvania — a notable perk for retirees.
What this calculator does not include
- Local/city taxes (local wage tax in some cities), 401(k) and pre-tax deductions, and filing statuses other than single.
- It shows tax liability, which can differ from paycheck withholding (employers often over-withhold).
Does Pennsylvania tax my income?
Yes — Pennsylvania taxes wages at a flat 3.07%.
What's FICA?
Social Security (6.2%) and Medicare (1.45%) payroll taxes, deducted in every state including Pennsylvania.
More United States calculators
This calculator provides estimates for a single filer in Pennsylvania for 2026 based on IRS and state figures and is for general information only — it is not financial or tax advice. It excludes local taxes, 401(k) and other deductions, and shows tax liability rather than withholding. Sources: IRS (Rev. Proc. 2025-32), Pennsylvania Department of Revenue.