How Minnesota paychecks work (2026)
In Minnesota, your take-home pay is your salary minus federal income tax, FICA (Social Security 6.2% + Medicare 1.45%) and Minnesota state income tax. This calculator uses the official 2026 rates for a single filer.
Minnesota state income tax
Minnesota has a progressive income tax from 5.35% to 9.85%, after a $15,300 standard deduction (single). Most wage earners fall in the 5.35%–6.8% bands.
Example: $80,000 in Minnesota
Federal tax is about $8,770, FICA $6,120, and Minnesota state tax about $3,917 — leaving a take-home of roughly $61,193 a year.
Minnesota take-home pay by salary (2026)
Estimated annual take-home for a single filer after federal income tax, Social Security and Medicare and Minnesota state income tax, using the 2026 rates. Figures are tax liability, not withholding.
| Gross salary | Take-home / year | Per month | % kept |
|---|---|---|---|
| $40,000 | $32,999 | $2,750 | 82.5% |
| $60,000 | $47,833 | $3,986 | 79.7% |
| $80,000 | $61,193 | $5,099 | 76.5% |
| $100,000 | $73,903 | $6,159 | 73.9% |
| $150,000 | $104,849 | $8,737 | 69.9% |
What often catches people out in Minnesota
- Minnesota's brackets start at 5.35% — one of the highest entry rates in the US — so even modest incomes feel state tax immediately.
- A $15,300 standard deduction (single) offsets some of that high starting rate.
- No local city income tax applies.
What this calculator does not include
- Local/city taxes (none), 401(k) and pre-tax deductions, and filing statuses other than single.
- It shows tax liability, which can differ from paycheck withholding (employers often over-withhold).
Does Minnesota tax my income?
Yes — Minnesota taxes income progressively from 5.35% up to 9.85%.
What's FICA?
Social Security (6.2%) and Medicare (1.45%) payroll taxes, deducted in every state including Minnesota.
More United States calculators
This calculator provides estimates for a single filer in Minnesota for 2026 based on IRS and state figures and is for general information only — it is not financial or tax advice. It excludes local taxes, 401(k) and other deductions, and shows tax liability rather than withholding. Sources: IRS (Rev. Proc. 2025-32), Minnesota Department of Revenue.