How Arizona paychecks work (2026)
In Arizona, your take-home pay is your salary minus federal income tax, FICA (Social Security 6.2% + Medicare 1.45%) and Arizona state income tax. This calculator uses the official 2026 rates for a single filer.
Arizona state income tax
Arizona has a flat state income tax of just 2.5% — one of the lowest flat rates in the country — after an $8,350 standard deduction (single).
Example: $80,000 in Arizona
Federal tax is about $8,770, FICA $6,120, and Arizona state tax about $1,791 (2.5% above the $8,350 deduction) — leaving a take-home of roughly $63,319 a year.
Arizona take-home pay by salary (2026)
Estimated annual take-home for a single filer after federal income tax, Social Security and Medicare and Arizona state income tax, using the 2026 rates. Figures are tax liability, not withholding.
| Gross salary | Take-home / year | Per month | % kept |
|---|---|---|---|
| $40,000 | $33,529 | $2,794 | 83.8% |
| $60,000 | $49,099 | $4,092 | 81.8% |
| $80,000 | $63,319 | $5,277 | 79.1% |
| $100,000 | $76,889 | $6,407 | 76.9% |
| $150,000 | $110,250 | $9,187 | 73.5% |
What often catches people out in Arizona
- Arizona's 2.5% flat rate is one of the lowest in the country — a deliberate cut from its former graduated brackets.
- An $8,350 standard deduction (single, matching the federal) applies first.
- No city income tax applies in Arizona.
What this calculator does not include
- Local/city taxes (none), 401(k) and pre-tax deductions, and filing statuses other than single.
- It shows tax liability, which can differ from paycheck withholding (employers often over-withhold).
Does Arizona tax my income?
Yes — Arizona taxes income at a flat 2.5%.
What's FICA?
Social Security (6.2%) and Medicare (1.45%) payroll taxes, deducted in every state including Arizona.
More United States calculators
This calculator provides estimates for a single filer in Arizona for 2026 based on IRS and state figures and is for general information only — it is not financial or tax advice. It excludes local taxes, 401(k) and other deductions, and shows tax liability rather than withholding. Sources: IRS (Rev. Proc. 2025-32), Arizona Department of Revenue.